Personal Loans

Whether you're looking for a way to tidy up your finances, replace your car or make some home improvements, you could make it happen with an unsecured personal loan.

Key features and benefits:

  • Low loan rate: % APR Representative for loans of for up to 5 years
  • Borrow between £5,000 - £20,000 over a term of 1 to 5 years
  • No hidden fees: you won't be charged any fees for setting up your personal loan
  • Instant online decision: the application process takes just minutes to complete and in most cases you'll receive an instant online decision
  • Fixed monthly payments: your rate is fixed for the term of your loan - which means that your repayment will never change

Representative Example:

% APR Representative (fixed). Based on an assumed loan amount of £ over months at an interest rate of % p.a. (fixed). Monthly repayment £. Total amount payable £.

Loan calculator

Tip: If you want to enter a specific value, you can type in an exact amount by clicking on the number above the slider
Monthly repayment:

The total amount payable is £ at our competitive rate of % APR Representative. Calculation for illustrative purposes only.

Apply now for a personal loan

Due to planned maintenance work, our credit scoring agency is unable to process loan applications at this time. If you would like to apply for a loan, please return to this page after 6am on Monday when the maintenance work is due to finish.

The Derbyshire Personal Loan is an online only product and can only be applied for online. If you have any questions about a Derbyshire Personal Loan application that you have already completed or are trying to complete, please call 08459 30 20 12 (option 5) where you will be connected to a consultant from the Nationwide Team who will be able to assist you. Lines are open Monday to Friday 8am - 6pm.

Derbyshire Building Society is a trading division of Nationwide Building Society. View our loan rates and details page. You should consider all borrowing options carefully and seek independent advice.

All loans are subject to status and are available to those aged 18 to 79 only. Provision of credit facilities does not confer membership rights in Nationwide Building Society. Nationwide Personal Loans cannot be used for business purposes or for speculative reasons.

Nationwide Building Society subscribes to the Lending Code. For more information on the Lending Code please visit

Derbyshire Building Society is a trading division of Nationwide Building Society which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. You can confirm our registration on the FCA’s website or by contacting the FCA on 0800 111 6768. Head Office: Nationwide House, Pipers Way, Swindon, Wiltshire SN38 1NW.
Nationwide is not responsible for the content of external websites.

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