About Us

Status Disclosure

Derbyshire Building Society is a trading division of Nationwide Building Society. Nationwide Building Society is authorised and regulated by the Financial Services Authority for life assurance, pensions, unit trusts, insurance and regulated mortgages. Head Office: Nationwide House, Pipers Way, Swindon, SN38 1NW. FSA Registration Number is 106078.

Not all the products we sell are regulated by the Financial Services Authority (FSA) and the purpose of this page is to help you understand what products are regulated and what activities in relation to those products are regulated.

We are authorised for certain activities relating to:

Regulated Mortgage Contracts
Life Assurance
Pensions
Investments
General Insurance
Pure Protection Contracts

You can check the Nationwide Building Society FSA register at www.fsa.gov.uk/register/

If you insert the registered number 106078 then click on 'Search' you will see our Basic Details.If you then click on 'Permissions' you will see what activities we are regulated for and the scope of the permissions we have.

We appreciate that the description of some of the product names such as Regulated Mortgage Contract and Pure Protection Contract are technical terms and therefore we have tried to summarise below what products we sell and which heading they fall under.

This is not a complete list and the FSA definitions are complex so if you are not sure whether a product or the activities relating to it are regulated then please contact us.

Regulated Mortgage Contracts

The Financial Services Authority regulate most of our new residential mortgages and further advances other than most Buy to Let mortgages.
Most mortgages and further advances entered into before 31 October 2004 will not be regulated by the FSA unless something has taken place after 31 October 2004 which creates a new contract between us.

General Insurance

This covers the Buildings and Contents and Accident, Sickness and Unemployment insurance policies we sell including :

Homecover Plus
Paymentscover

Pure Protection Contracts

This includes Mortgage Life Cover.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Derbyshire Building Society is a trading division of Nationwide Building Society which is authorised and regulated by the Financial Services Authority under registration number 106078. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. You can confirm our registration on the FSA's website, www.fsa.gov.uk or by contacting the FSA on 0845 606 1234 . Head Office: Nationwide House, Pipers Way, Swindon, Wiltshire SN38 1NW. This site is intended for UK residents unless otherwise stated.