Savings and Investments
 

1 Year, 18 Month, 2 and 3 Year
Fixed Rate Bonds

Our latest range of Fixed Rate Bonds are ideal if you can tie-up your money for the medium term.  The high interest rates guarantee you get rewarded for leaving your money untouched.

Account features
  • Your money is invested for a fixed period of either 1 year, 18 months,  2 or 3 years
  • Interest is calculated daily and paid monthly (after 15th of each month) or annually and at maturity
  • 1 Year Bond matures on 30.04.11
  • 18 Month Bond matures on 31.10.11
  • 2 Year Bond matures on 30.04.12 
  • 3 Year Bond matures on 30.04.13 
  • Fixed interest rates
  • 1 account per investor
  • No withdrawals are allowed before maturity
  • Please read the 1 Year Bond,  18 Month Bond, 2 Year Bond and the 3 Year Bond Key Product Information for this account before you apply

A Guaranteed rate over a fixed period

A guaranteed return and an attractive rate makes our Fixed Rate Bonds hard to beat. You can watch your savings grow as you know that the interest rate is guaranteed.


1 Year Bond Investment Gross/AER
Annual Interest
£50,000+ 3.00%/3.00%
£25,000 - £49,999 2.90%/2.90%
£10,000 - £24,999 2.85%/2.85%
£100 - £9,999 2.75%/2.75%
 
Monthly Interest
£50,000+ 2.96%/3.00%
£25,000 - £49,999 2.86%/2.90%
£10,000 - £24,999 2.81%/2.85%
£100 - £9,999 2.72%/2.75%
 
Apply in branch, by post or online
 
 
18 month Bond Investment Gross/AER
Interest at maturity
£50,000+ 3.50%/3.46%
£25,000 - £49,999 3.35%/3.31%
£10,000 - £24,999 3.15%/3.12%
£100 - £9,999 3.00%/2.97%
 
Monthly Interest
£50,000+ 3.41%/3.46%
£25,000 - £49,999 3.26%/3.31%
£10,000 - £24,999 3.08%/3.12%
£100 - £9,999 2.93%/2.97%
 
Apply in branch, by post or online

2 Year Bond Investment Gross/AER
Annual Interest
£50,000+ 3.75%/3.75%
£25,000 - £49,999 3.65%/3.65%
£10,000 - £24,999 3.60%/3.60%
£100 - £9,999 3.50%/3.50%
 
Monthly Interest
£50,000+ 3.69%/3.75%
£25,000 - £49,999 3.59%/3.65%
£10,000 - £24,999 3.54%/3.60%
£100 - £9,999 3.45%/3.50%
 
Apply in branch, by post or online

3 Year Bond Investment Gross/AER
Annual Interest
£50,000+ 4.25%/4.25%
£25,000 - £49,999 4.15%/4.15%
£10,000 - £24,999 4.10%/4.10%
£100 - £9,999 4.00%/4.00%
 
Monthly Interest
£50,000+ 4.17%/4.25%
£25,000 - £49,999 4.07%/4.15%
£10,000 - £24,999 4.02%/4.10%
£100 - £9,999 3.93%/4.00%
 
Apply in branch, by post or online

Definitions of 'Gross' and 'AER' can be found in our glossary of terms.

How it works

Taking money out: No withdrawals are allowed before maturity of the account except on the death of an account holder, when they will be allowed without charge.

Additional Investments

You can make further investments to an account once it has been opened up to the maximum balance, provided the Bonds are still open for new investments. We will give you a certificate as a record of your investment.

How we pay interest

The interest rate is fixed and we calculate interest on the sum you invest daily from the day after we open the account, up to and including the date of maturity.

We will normally automatically add the interest into your account. However you can have the interest paid direct into your bank account or transferred into an instant access account with us.

Please note when applying

If you are applying for an account and your initial investment is by cheque, please make sure your cheque is payable to yourself.

Download the account leaflet for: 
18 Month Fixed Rate Bond 
1 Year Fixed Rate Bond 
2 Year Fixed Rate Bond  
3 Year Fixed Rate Bond