Savings and Investments
 

Loyalty ISA

Exclusive ISA rate for our customers

We’re dedicated to looking after our customers and have developed this exclusive high interest ISA account to make sure your money works as hard as possible for you.

Our high interest ISA account features
  • Minimum investment of just £10.
  • £5,100 Maximum contribution for the current tax year (09/10) if aged 50yrs or over (born on or before 5 April 1960).
  • £3,600 Maximum contribution for the current tax year (09/10) if aged under 50yrs (born on or after 6 April 2009).
  • Instant access to your money (provided you keep at least £10 in your account).
  • Interest is calculated daily and paid annually on 5 April (tax free and variable).
  • The rates are dependent on the length of loyalty at the time of opening.
  • Please read the Key Product Information for this account before you apply.
  • You can find more details on the benefits of being a customer in our Loyalty leaflet 

It pays to be a customer

Our high interest Loyalty ISA ensures you receive a great rate of interest and the longer you have been a customer with us, the better the interest rate and like other ISAs this product is tax free!

You can open the account with as little as £10 and you can take out £10 or more without notice. You won't lose any interest or pay any charges as long as you keep at least £10 in your account.

It's really easy to open our high interest ISA account, because we already know you and for extra peace of mind the rates will track the Bank Rate*. And if you ever need to get to your money, don't worry this account is instant access.

To become eligible for our customer products you need to have held a mortgage or savings account with us for 6 months.

For further details on ISAs, please read our Tax Efficient ISA brochure.

Current interest rates (Rates are variable)

Qualifying customer for: Current
Interest rate
(Gross p.a./AER)		 Interest rate
from 6 April 2010
(Gross p.a./AER)
6 months up to 2 years 0.75% Bank Rate
2 years up to 4 years 0.85% Bank Rate
4 years up to 6 years 0.95% Bank Rate
6 years up to 8 years 1.05% Bank Rate
8 years up to 10 years 1.15% Bank Rate
10 years and over 1.25% Bank Rate

*Bank Rate is currently 0.50% as at 5 March 2009.

Take a closer look at our Loyalty ISA

This exclusive ISA is designed to make the most of your tax free savings. You can save as little as £10, get instant access to your money and we'll give you a great rate.

Our interest rate guarantees

Qualifying customer for: Interest rate
until 5 April 2010
(Gross p.a./AER)		 Interest rate
from 6 April 2010
(Gross p.a./AER)
6 months up to 2 years Bank Rate
+ 0.25%		 Bank Rate
2 years up to 4 years Bank Rate
+ 0.35%		 Bank Rate
4 years up to 6 years Bank Rate
+ 0.45%		 Bank Rate
6 years up to 8 years Bank Rate
+ 0.55%		 Bank Rate
8 years up to 10 years Bank Rate
+ 0.65%		 Bank Rate
10 years and over Bank Rate
+ 0.75%		 Bank Rate

*Bank Rate is currently 0.50% as at 5 March 2009.

Definitions of 'gross p.a.', 'AER' and 'Bank Rate' can be found in our glossary of terms.

Download the account brochure for tax year 09/10 here.

Open your account today

Simply choose how you would like to apply:

  1. Call in to your local branch 
  2. Call us now on 08456 004 005
  3. Click 'apply now' above