Savings
 

Loyalty high interest ISA

Exclusive high interest ISA rate for our members

We’re dedicated to looking after our members and have developed this exclusive high interest ISA account to make sure your money works as hard as possible for you.

Our high interest ISA account features
  • Minimum investment of just £10
  • Instant access to your money (provided you keep at least £10 in your account)
  • Interest is calculated daily and paid annually on 5 April (tax-free and variable)
  • The rates are dependent on the length of membership at the time of opening

    You can find more details on the benefits of being a member in our Member Benefits leaflet

It pays to be a member

Our high interest Loyalty ISA ensures you receive a great rate of interest and the longer you have been a member with us, the better the interest rate and like other ISAs this product is tax free!

You can open the account with as little as £10 and you can take out £10 or more without notice. You won't lose any interest or pay any charges as long as you keep at least £10 in your account.

It's really easy to open our high interest ISA account, because we already know you and for extra peace of mind the rates will track the Bank Base Rate*. And if you ever need to get to your money, don't worry this account is instant access.

To become eligible for our member products you need to have held a mortgage or savings account with us for 6 months.

For further details on ISAs, please read our Tax Efficient ISA brochure.

Current interest rates

Qualifying member for: Interest rate
until 5 April 2009
(Tax free/AER)		 Interest rate
from 6 April 2009
(Tax free/AER)
6 months up to 2 years 5.25% Bank Base Rate
2 years up to 4 years 5.35% Bank Base Rate
4 years up to 6 years 5.45% Bank Base Rate
6 years up to 8 years 5.55% Bank Base Rate
8 years up to 10 years 5.65% Bank Base Rate
10 years and over 5.75% Bank Base Rate

*Bank Base Rate is currently 5.00% as at 10 April 2008.

Take a closer look at our Loyalty ISA

This exclusive ISA is designed to make the most of your tax-free savings. You can save as little as £10, get instant access to your money and we'll give you a great rate.

Our interest rate guarantees

Qualifying member for: Interest rate
until 5 April 2009
(Tax free/AER)		 Interest rate
from 6 April 2009
(Tax free/AER)
6 months up to 2 years Bank Base Rate
+ 0.25%		 Bank Base Rate
2 years up to 4 years Bank Base Rate
+ 0.35%		 Bank Base Rate
4 years up to 6 years Bank Base Rate
+ 0.45%		 Bank Base Rate
6 years up to 8 years Bank Base Rate
+ 0.55%		 Bank Base Rate
8 years up to 10 years Bank Base Rate
+ 0.65%		 Bank Base Rate
10 years and over Bank Base Rate
+ 0.75%		 Bank Base Rate

*Bank Base Rate is currently 5.00% as at 10 April 2008.
Definitions of 'Tax-Free', 'AER' and 'Bank Rate' can be found in our glossary of terms.

Download the account brochure for tax year 08/09 here.

Open your account today

Simply choose how you would like to apply:

  1. Call in to your local branch 
  2. Call us now on 08456 004 005
  3. Click 'apply now' above

 

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